In this episode of the Keeping it Real Estate Podcast we are joined by Justin Pinkerton from Arbor Bank. Justin is one of our favorite lenders and Arbor Bank is a proud partner of Nebraska Realty. Chris & Justin discuss the current challenges buyers face as they navigate the world of buying a home.
Affordability has been one of the main obstacles for home owners recently. Mortgage interest rates more than doubling to around 7% over the last year has had a massive impact on buyers. Since lenders qualify buyers based on their income to debt ratio the added interest has lessened their purchasing power.
Buyers are beginning to accept the new "normal" of 6-7% interest rates and have come back in force with an insatiable appetite of becoming homeowners. Low inventory and high demand have pushed prices higher and made listings competitive again. It's fair to say buyers are finding it difficult to find, afford, and purchase a home.
At Arbor Bank, Justin focuses on educating his customers to understand their needs and wants. He works hard to understand a complete picture of their finances to ensure they are comfortable with the investment needed to purchase their home. His "Affordability Factor" takes into account their goals to meet their needs.
Justin really believes his customers should avoid the decision to buy based on a particular rate. They should focus on getting the best home the market within their purchasing power to become a homeowner. The benefits of home ownership are so great and they don't begin until a buyer actually buys a home! Only then can they begin to build equity, satisfy their housing needs, and live the American Dream of Home Ownership.
For more information about Justin Pinkerton at Arbor Bank go to https://www.arborbankmortgage.com/Tea.... You can give Justin Pinkerton a call at 402.213.4017 or email him at JustinPinkerton@arborbanking.com.
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Chris Bober
Team Bober Nebraska Realty
📞C:402.312.5076
📧chris@nebraskarealty.com
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Any questions? direct message me, phone or text me at (402) 312-5076, or email me at Chris@NebraskaRealty.com
Team Bober was started by Chris Bober shortly after he joined Nebraska Realty in 2013. Chris is an 8 year NFL veteran who's commitment to excellence and tireless work ethic are used to serve his clients with a servants spirit. In 2016 he was joined by his wife, Jennifer, and together they serve their clients as a team. Chris and Jen are dedicated to providing the highest service to our clients the help them achieve their real estate dreams.